Guide to Fintech Law in Indonesia

SSEK Law Firm partner Winnie Yamashita Rolindrawan and associate Pasha Umar Hubeis have contributed the Indonesia chapter to Lexology Panoramic: Fintech 2026, a comprehensive global guide to fintech law and regulation.

Read the full Indonesia chapter here.

In the chapter, Winnie and Pasha provide expert insights into Indonesia’s dynamic fintech landscape. Key topics covered include:

• Fintech innovation and government/regulatory support
• Regulatory bodies and regulated activities
• Cross-border regulation
• Regulation of sales, marketing, and changes of control
• Financial crime
• Peer-to-peer (P2P) and marketplace lending
• Artificial intelligence, distributed ledger technology, and cryptoassets
• Data protection and cybersecurity
• Outsourcing and cloud computing
• Intellectual property, competition, tax, and corporate immigration
• Recent regulatory and enforcement trends

This guide is a valuable resource for businesses operating in or entering Indonesia’s fintech sector, offering practical guidance to help them navigate regulatory requirements and reduce legal risk.